Anti-Money Laundering & Financial Crime Policy

Last updated: 01 February 2026

1. Purpose

This policy sets out the principles and controls used by Corporate Business Loans Ltd (“the Company”) to prevent, detect, and respond to money laundering, terrorist financing, fraud, bribery, and other financial crime.

While the Company is not regulated by the Financial Conduct Authority (FCA), we are committed to maintaining appropriate financial crime controls consistent with UK law and industry best practice.

2. Scope

This policy applies to:

• All employees, contractors, and directors of the Company
• All business activities, products, and services
• All customers, partners, and counterparties

Our services are intended solely for business customers.

3. Legal Framework

We operate in accordance with relevant UK legislation, including:

• Proceeds of Crime Act 2002 (POCA)
• Terrorism Act 2000
• Bribery Act 2010
• Criminal Finances Act 2017

Where applicable, we also take account of guidance issued by UK authorities and recognised industry standards.

4. Risk-Based Approach

The Company adopts a risk-based approach to financial crime prevention.
This means controls are proportionate to the nature, scale, and risk profile of our business.

Risk factors we consider include:

• Customer type and business activity
• Geographic exposure
• Nature of products or services used
• Transaction patterns and volumes

5. Customer Due Diligence (CDD)

Where appropriate, we carry out customer due diligence on business customers, which may include:

• Verification of business identity
• Identification of directors or key decision-makers
• Understanding the nature and purpose of the business relationship

Enhanced checks may be applied where higher risk is identified.

6. Prohibited Activities

The Company does not knowingly support or facilitate:

• Money laundering or terrorist financing
• Fraud or financial deception
• Bribery or corruption
• Sanctions evasion
• Use of our services for illegal purposes

Any suspected misuse of our services may result in suspension or termination of access.

7. Monitoring and Reporting

We monitor business activity for indicators of suspicious or unusual behaviour, proportionate to our business model.

Where appropriate:

• Internal concerns are escalated to senior management
• External reports may be made to relevant authorities in line with legal obligations

8. Training and Awareness

Employees and contractors with relevant responsibilities receive appropriate training to:

• Understand financial crime risks
• Recognise red flags
• Know how to escalate concerns

9. Record Keeping

Where financial crime controls are applied, relevant records are retained for an appropriate period, taking into account legal and business requirements.

10. Responsibility and Oversight

Overall responsibility for this policy sits with senior management.

The policy is reviewed periodically to ensure it remains appropriate to the Company’s activities and risk profile.

11. Breaches

Any breach of this policy may result in:

• Disciplinary action
• Termination of contracts
• Reporting to relevant authorities where required

12. Contact

Questions or concerns relating to this policy should be directed to:

Email: info@businessloansltd.co.uk
Company: Corporate Business Loans Ltd
Address: 4 Comet House, Calleva Park, Aldermaston, Berkshire, RG7 8JA